---
title: "Choose, stress-test, and run an investment strategy"
description: "Choose one of four base strategies, inspect its allocation and possible euro drawdown, then continue the draft as a living mandate in the app."
canonical: "https://investboard.de/en/produkt/strategie"
language: "en"
modified: "2026-07-26"
author: "Investboard"
---

# The strategy is the product.

Choose one of four clear base strategies and immediately see its principle, allocation, and deliberate price. Then create your account and review stress, purpose, and mandate in protected onboarding.

## Choosing is the start. Holding is the system.

The product page asks for exactly one decision: the base strategy. Account creation, concrete stress, purpose, and signature follow in onboarding. Target versus actual, drift bands, constraints, and documented changes wait for real portfolio data.

- Four selected base strategies create a clear first choice without a personality test.
- The core remains the strategy; a controlled satellite can later complement any core.
- The app measures the real portfolio against the mandate and exposes drift, rules, and reviews.

## Four principles that genuinely differ.

The product page deliberately limits the first choice to four legible cores. Each states where returns should come from, which discipline it requires, and what it costs. The wider strategy space opens in the app afterwards.

### Market Index

Broad, low-cost, and forecast-free. Carries the whole market, including its declines.

### Factor Tilt

Systematic premia from value, quality, and size. Can lag the market for years.

### Income First

Distributions and ongoing cash flow take priority. Taxes and sector concentration can slow growth.

### Capital Preservation

More stability and broader defensive building blocks. Gives up part of the possible growth.

## The core is the strategy. Satellites are an allowance.

Core Satellite is therefore not a fifth base strategy. You choose the core first and review its concrete stress after account creation. Later, any strategy can receive a capped satellite with explicit entry, exit, and rebalancing rules.

### 100% core to begin

The selected base strategy sets the return source, target allocation, and discipline for the whole portfolio.

### Controlled satellite

After onboarding, a capped satellite budget can be added to any base strategy. It remains subordinate to the core.

### Stress instead of risk jargon

Onboarding proposes a starting point and immediately shows the euro consequence. Five risk profiles remain available in the app for finer allocation control.

### Euro stress test

Allocation and possible drawdown change together. The journey only continues once you choose to carry the visible stress.

## The choice becomes a living yardstick.

After account creation, objective mode, horizon, and accepted stress complete the choice. After signing, the draft becomes a strategy workbench: more strategies, more precise rules, and real portfolio data instead of further guesses.

### Accumulation mode

Wealth building, financial independence, and retirement later open terminal wealth, success rates, and purchasing power.

### Income and preservation

Ongoing income and capital preservation later open withdrawal rates, income coverage, and sequence risk.

### Wider strategy space

After onboarding, more strategies, five risk profiles, and portfolio-dependent settings become available.

### Target, actual, and drift band

Once the portfolio is connected, Investboard compares the real allocation with the mandate and makes deviations visible.

### Rules and review

Changes, exceptions, and the controlled satellite receive documented rules and return during review.

## Frequently asked questions

### Am I limited to four strategies in the app?

No. The four base strategies keep the first choice comparable. After onboarding, the wider strategy catalogue, five risk profiles, and additional portfolio-dependent settings become available.

### What happens to my choice after I click?

The selected base strategy is held once for account creation. After residence and terms, onboarding resumes with that choice and continues through purpose, horizon, stress, review, and signature.

### Does Investboard recommend a particular investment strategy?

No. Investboard makes legible approaches, allocations, and consequences comparable. You choose the starting point and review it again before signing.

### Is the euro drawdown a forecast?

No. The amount is a conservative model estimate based on a documented volatility assumption. It makes a possible strain tangible but does not predict a future loss.

### Do I need to connect my portfolio immediately?

No. You draft and review the core mandate first. The portfolio is connected later so portfolio-dependent questions rely on real data rather than guesses.