Tax calendar
Every key deadline for investors in Germany, in chronological order.
Review and, if needed, adjust your Freistellungsauftrag (tax exemption order) at the start of the year.
Debit of the Vorabpauschale (advance lump-sum tax) on accumulating ETFs (2025 tax year).
Check the year-end carryover of your Verlustverrechnungstopf (loss-offset pot).
The Deutsche Bundesbank publishes the new Basiszins (base interest rate).
Deadline for the first Gewerbesteuer (trade tax) advance payment.
Review of the Lohnsteuer (wage tax) returns for the first quarter.
Banks send out the annual tax certificates (Jahressteuerbescheinigung) for the prior year.
Deadline for the second Gewerbesteuer (trade tax) advance payment.
Review how much of your Sparerpauschbetrag (saver's tax-free allowance) you have used by mid-year.
Review your investment strategy and allocation at the midpoint of the year.
Filing deadline for the Einkommensteuererklärung (income tax return), when filed without a tax adviser.
Deadline for the third Gewerbesteuer (trade tax) advance payment.
Review opportunities to offset losses for tax purposes before year-end.
Deadline for the third Einkommensteuer (income tax) advance payment.
Last chance to make full use of your Sparerpauschbetrag (saver's tax-free allowance) before year-end.
Deadline for the fourth Gewerbesteuer (trade tax) advance payment.
Final deadline to apply for a Verlustbescheinigung (loss certificate) for offsetting losses across banks.
Last chance for tax-optimised buys and sells within the current year.
Deadline for the fourth Einkommensteuer (income tax) advance payment.
A thorough review and tax planning for the year ahead.
Read next
Basiszins, calculation and practical tips on the Vorabpauschale for accumulating ETFs.
How to make the most of your EUR 1,000 allowance across several custody accounts.
The full tax chain, from the gross dividend to the net amount.
Investboard keeps your dates and your portfolio in view together.