Brokers are built for execution. Investboard is built for discipline.
You define your mandate, the rules you set for yourself, and see every day whether your portfolio still follows it. Especially when the markets get loud.
Private wealth · Strategy · Discipline
Cockpit · Overview
▲ +4.2% this quarter
The strategy is the product.Your portfolio is the proof.
A broker executes. It doesn't ask whether the plan was yours.
A tracker shows the status. It doesn't ask whether you are following your plan.
A robo decides. It doesn't ask whether the decision is yours.
Investboard asks the question that remains.
“Am I keeping today what I set out to do?”
Investboard, June 2026
II · The gap
The costliest gap in your portfolio is behavior.
The panic sale. The rebalancing that never happened. The single bet that grew into your largest position.
What's missing isn't knowledge. It's a system that shows whether you are following your plan.
III · The mandate
Your investment mandate. Written by you, in plain language.
Seven philosophies as a starting point, not a risk slider. Allocation as a zone, not a point target. Rules you give yourself, dated and on the record.
Investment mandate
June 12, 2026
Philosophy
Long-term wealth building through index funds, globally diversified, reinvested automatically. No single holding above 5% of the portfolio.
Allocation
Equities 55–65%. Bonds 20–30%. Cash 5–15%. Alternatives 3–8%.
Rebalancing
Twice a year, or when drift exceeds 5 percentage points from the target band.
Behavioral rule
No strategy change in weeks with more than 5% market movement.
IV · The daily proof
One number that greets you honestly, every day.
Plan alignment: 94 out of 100. Not the daily return, not the noise, but how close your portfolio is to your mandate. When markets fall, the cockpit grows quieter, not louder.
94
Plan alignment
Days on plan
312
since signing the mandate
Drift
0.8 pp
within every zone
Next rebalancing
Sept
on schedule
Cost of tinkering
−€650
over the last 365 days
V · The voice
In the worst moment, you hear your own voice.
Crisis time capsule · March 14
“In March, I accepted that −20% is the price of this strategy.”
Crisis time capsule · September 19
“My plan works over ten years, not over ten days.”
Investboard doesn't tell you what to do. It reminds you of what you set out to do.
VI · The discipline system
Discipline is a system, not a resolution.
Cooling-off
A deliberate pause before any strategy change.
Your future self gets a voice, before you make a decision it wouldn't actually make.
Cost of tinkering
The behavior gap, in euros.
Not as a verdict, but as a fact. We show what straying from your own plan costs.
−€2,140
rolling, last 12 months
Even beating the plan is still a deviation.
Annual review
An honest yearly letter to yourself.
What you set out to do. What you kept. What surprised you.
VII · The steward
Speaks up when something has happened to your plan. Otherwise, silence.
Notices tied to your mandate, not to the calendar.
Equity share has left the target band.
Currently 67%, above your band of 55–65%. A rebalancing would be on schedule.
Loss harvesting possible before year-end.
Two positions could realize around €840 in tax savings, within your mandate.
Your plan is on track.
No action needed. The last 41 days have been within every zone.
VIII · Whose side
A product can serve only one side.
A broker earns when you trade.
The media earn when you look.
Investboard costs a fixed price, whether you trade or not.
That's why we can tell you the one thing no broker ever will: Do nothing.
IX · Pricing
Fixed prices. Independent of your custodian bank, independent of your activity.
Start Mandat
For the beginning
- —Your mandate and plan alignment
- —Up to 2 portfolios
- —Up to 100 positions
- —2 broker connections
- —3 years of history
The complete picture
Pro
For the complete picture
€7.50/mo
- —Up to 10 portfolios
- —100 positions per portfolio
- —German tax logic
- —Daily AI briefings
Premium
For households and larger wealth
€15.00/mo
- —Everything in Pro
- —Unlimited portfolios and positions
- —Household view and family access
- —Strategic AI chat
14-day free trial. No commissions, no affiliate deals, no advertising.
Common questions
What is “my mandate”?+
Your mandate is the set of rules you give yourself: target allocation, bands, behavior in turbulent phases. Investboard records what you set out to do, and shows daily whether your portfolio follows it.
Is Investboard investment advice?+
No. Investboard describes your portfolio and your mandate, but gives no investment advice: no buy or sell prompts, no product suggestions. What to do remains your decision.
How secure is my data?+
Encrypted transfer and storage, EU data protection, read-only access. Investboard cannot execute orders or move money.
Which asset classes are supported?+
Stocks, ETFs, bonds, crypto assets, and precious metals, plus real estate, pension entitlements, and liabilities for a complete net worth.
Can I consolidate multiple brokerage accounts?+
Yes. Depending on the plan: one portfolio (Free), up to ten (Pro), or unlimited (Premium), consolidated in one view.
What does Investboard cost?+
Getting started is free. Pro costs €89.99 per year (€7.50 per month), Premium €179.99 per year. Monthly billing is available.
X · Beginning
Write down what you set out to do.
Your mandate doesn't need perfect markets, only a beginning.