Portfolio data
Accounts, holdings & transactions
Portfolio analysis & investment strategyFor self-directed investors in Germany & the EU
Understand your portfolio. Keep it aligned with your plan.
Investboard connects your accounts and assets, analyzes funds, risk, tax and behavior, and shows how well everything matches your investment strategy every day.
Mandate v1Specimen · sample data
Your investment mandate.
Long-term wealth building through index funds, globally diversified, reinvested automatically. No single holding above 5% of the portfolio.
Objective
Wealth buildingHorizon
10 years+Rules
4 rules287Days on planPlan alignment94 / 100Reviewed quarterly
Signed by you, to your future self.
Accounts & wealth connected·ETF look-through to each holding·EU hosting·GDPR data protection
Data coverage
From custodian account to balance-sheet line. One complete picture.
Investboard brings portfolio holdings, market prices and research into one calm, comparable data model. So you no longer have to jump between your bank, a quote portal and a factsheet.
Data provided through
Four sources. One consistent view of your wealth.
Market data
Global prices, FX & trading hours
FMP
Financial Modeling Prep
Research
Financials, ETF look-through & events
Cboe
Cboe Europe
European market data
Equities, ETFs/ETPs & trading venues
Accounts & portfolios
3,500+
banks & brokers
Available connections across Germany and Austria through wealthAPI.
DirectPSD2CSVPDF
Market universe
1M+
public instruments
Twelve Data's reported universe spans equities, ETFs, funds, currencies, commodities and digital assets.
Global reach
50+
countries
Exchanges, currencies and trading hours are interpreted in their local market context.
50+
research feeds
Company profiles & balance sheets
Income, cash flow & key metrics
ETF holdings & look-through
Analyst estimates & price targets
Dividends & earnings
Filings, transcripts & ownership
Macro, rates & calendars
Context: The 3,500+, 1M+ and 50+ country figures are reported by the respective data providers. The 50+ research feeds count distinct FMP endpoint families integrated in the Investboard codebase. Actual availability depends on the custodian, instrument, licence and connection method. Automatic portfolio connections are verified institution by institution.
As of · 18 July 2026
Every account. Every asset.One strategy in view.
Connects accounts, portfolios, real estate and other assets into one complete wealth picture.
Analyzes funds, overlap, risk, returns and tax back to the underlying data source.
Checks the portfolio every day against target allocation, bands and behavioral rules.
Mandate, account data, look-through and decision history become a daily, verifiable view of your personal investment strategy.
This makes your investment strategy verifiable against the real portfolio every day.
“Does my portfolio still fit my plan?”
The Investboard principle
II · The gap
The costliest gap in your portfolio is behavior.
The panic sale. The rebalancing that never happened. The single bet that grew into your largest position.
Investboard brings strategy, portfolio analysis and behavioral data into a system that shows how well you are following your plan every day.
Typical investor return gap−1.2 pp p.a.
US funds and ETFs; investor return versus fund return, 10 years ended 31 Dec 2024.
Sources
Historical averages; results vary by period and investment category.
III · The mandate
Your investment mandate. Written by you, in plain language.
Choose an investment philosophy, define target zones and record your own rules for risk, rebalancing and turbulent markets. Dated, understandable and verifiable.
Investment mandate
June 12, 2026
I
Philosophy
Long-term wealth building through index funds, globally diversified, reinvested automatically. No single holding above 5% of the portfolio.
II
Allocation
Equities 55–65%. Bonds 20–30%. Cash 5–15%. Alternatives 3–8%.
III
Rebalancing
Twice a year, or when allocation leaves its 5-percentage-point drift band.
IV
Behavioral rule
No strategy change in weeks with more than 5% market movement.
Signed by you, to your future self.
IV · The daily proof
One number that greets you honestly, every day.
Plan alignment: 94 out of 100. The score combines allocation, target bands and mandate rules into one clear answer: how close is your portfolio to your plan today?
94
Plan alignment
Days on plan
312
since signing the mandate
Drift
0.8 pp
within every zone
Next rebalancing
Sept
on schedule
Cost of tinkering
−€650
over the last 365 days
V · The voice
In the worst moment, you hear your own voice.
Crisis time capsule · March 14
“In March, I accepted that −20% is the price of this strategy.”
Crisis time capsule · September 19
“My plan works over ten years, not over ten days.”
Investboard brings your own rules back into view at the right moment and makes every decision verifiable against your personal plan.
VI · The discipline system
Discipline becomes measurable, when rules become a system.
Cooling-off
A deliberate pause before any strategy change.
A cooling-off period you set brings long-term rules back into the decision process.
Cost of tinkering
The behavior gap, in euros.
Investboard calculates how departures from your own plan affected the result.
−€2,140
rolling, last 12 months
Every deviation becomes visible and measurable over time.
Annual review
An honest yearly letter to yourself.
What you set out to do. What you kept. What surprised you.
VII · The steward
Detects what has changed relative to your plan. Then explains what it means.
Notes arise from your mandate, your portfolio data and relevant changes.
DriftNov 8
Equity weight has left the drift band.
Currently 67%, above your band of 55–65%. A rebalancing would be on schedule.
Tax opportunityNov 22
Loss harvesting possible before year-end.
Two positions could realise around €840 in tax savings, within your mandate.
CalmOngoing
Your plan is on track.
Within every zone for 41 days. Plan alignment remains stable.
VIII · The product
Mandate, portfolio and behavior. Connected in one system.
Investboard connects your mandate to your actual holdings, looks through funds and risk, and measures every deviation against the same standard: your personal investment plan.
Product · Portfolio dossier
One mandate · the same holdings · the same data foundation
One wealth file. Coherent from end to end.
Explore Investboard through one coherent sample file. Its mandate, portfolio and signals all build on the same holdings and the same data foundation.
The connection
Three layers. Your own standard.
01–03
- 01
The mandate
The plan is set before pressure builds.
Goals, corridors and a cooling-off period are recorded before market moves provoke a reaction.
Investboard / Mandate§04 · Core allocationEquities
- Min
- 60%
- Target
- 65%
- Max
- 70%
Bonds
- Min
- 15%
- Target
- 20%
- Max
- 25%
Alternatives
- Min
- 3%
- Target
- 8%
- Max
- 13%
Cash
- Min
- 2%
- Target
- 7%
- Max
- 12%
- 02
The portfolio
See what you actually own.
Portfolios are brought together, funds opened up and deviations checked against your mandate.
Investboard / PortfolioLook-through - 03
The context
Every deviation explained with evidence.
Every signal names its reason, evidence and meaning and connects the finding to your personal investment plan.
Investboard / SignalsSignalEquities: 68% against a 65% target, 3 points above target. Inside the ±5 point corridor; no action required. The next review will put the deviation in context.
InfoPortfolioPH-006Jul 18, 2026
How Investboard works
Connect
Accounts, portfolios and assets in one complete wealth picture.
Check
Allocation, concentration and behavior are checked against your mandate.
Interpret
Material deviations with the numbers that caused them and what they mean.
The principle
Investboard provides context. You decide.
IX · Pricing
Fixed prices. Independent of your custodian bank, independent of your activity.
Save with yearly billing
Start Mandat
For the beginning
€5.99/month
- –Up to 3 portfolios, 50 positions in total
- –3 broker connections with auto-sync
- –Complete net-worth overview
- –3 years of portfolio history
- –Basic screener & 1 CSV import/month
The complete picture
Pro
For the complete picture
€89.99/year
€7.50/mo
- –Everything in Start Mandat
- –Up to 10 portfolios, 10 broker connections & 200 positions in total
- –All portfolio analytics: X-Ray, insights, benchmarks, stress tests, ETF optimizer & stock screener
- –Full German tax engine & 3 rebalancing modes
- –AI questions & quarterly reports enabled
- –1 Autopilot plan, 5 goals & unlimited mandate rules
Premium
For households and larger wealth
€179.99/year
€15.00/mo
- –Everything in Pro
- –Unlimited portfolios, positions, connections & history
- –Household access for 5 adults & 10 child profiles
- –Scheduled rebalancing & unlimited Autopilot plans
- –10× higher AI capacity
- –Unlimited goals & PDF exports, saved screens & portfolio-linked withdrawal planning
Try every plan free for 14 days. Then pay one fixed price for the feature set you choose. No commissions, affiliate deals or advertising.
Common questions
What is “my mandate”?+
Your mandate is the set of rules you give yourself: target allocation, bands, behavior in turbulent phases. Investboard records what you set out to do, and shows daily whether your portfolio follows it.
Is Investboard investment advice?+
No. Investboard describes your portfolio and your mandate, but gives no investment advice: no buy or sell prompts, no product suggestions. What to do remains your decision.
How secure is my data?+
Encrypted transfer and storage, EU data protection, read-only access. Investboard cannot execute orders or move money.
Which asset classes are supported?+
Stocks, ETFs, bonds, crypto assets, and precious metals, plus real estate, pension entitlements, and liabilities for a complete net worth.
Can I consolidate multiple brokerage accounts?+
Yes. Depending on the plan: up to three portfolios (Start Mandat), up to ten (Pro), or unlimited (Premium), consolidated in one view.
What does Investboard cost?+
Start Mandat costs €5.99 per month, Pro €89.99 per year (€7.50 per month), Premium €179.99 per year. 14-day free trial, monthly billing available.
X · Beginning
Your mandateStep 01 / 06
Write down what you set out to do.
Your mandate doesn't need perfect markets, only a beginning. Make the decisions once, calmly. Investboard then keeps the standard your portfolio should be measured against.
Pause anytime · your draft saves automatically · revise every choice later