Investboard · Knowledge
Practical explanations of taxes, ETFs, retirement and financial independence. Clear and easy to follow.
Behavior & discipline
Investment discipline does not happen on its own. These pieces explain why investors fall behind their own strategy, and how rules you give yourself close the gap.
The most expensive line item in a portfolio is rarely the market, but the distance between the return of a strategy and what the investor actually keeps from it through their own timing.
7 min readWhy frequent reshuffling costs return, and what a calm portfolio preserves.
3 min readWhy selling in a panic usually locks losses in, and what the evidence describes as a calm counterweight.
7 min readRecently published
Why a short, pre-set waiting period lets the hot impulse cool and gives calm reflection back the room that arousal takes from it.
7 min readFor most investors, trading less beats trading a lot, because activity feels productive but as a rule it costs return.
7 min readHow the research of Kahneman, Tversky and Thaler explains the two deepest thinking errors that quietly cost investors return, and how you can recognise them.
7 min readBy topic
See taxes, dividends and allocation for your whole portfolio in one place.
The Investment Policy Statement, translated for the self-directed investor: a set of rules you write yourself, to bind today's calm mind to tomorrow's stressed one.
Basiszins, calculation and practical tips on the Vorabpauschale for accumulating ETFs.
7 min readHow to make the most of your EUR 1,000 allowance across several custody accounts.
6 min readWork out your personal provision need realistically
9 min readThe foundation of every solid financial strategy
7 min readSaving systematically toward a home purchase
9 min readStep by step to a securities account for your child
10 min readMake your child's investment income tax-free up to the allowance
7 min readGive tax-free every 10 years: how to do it right
9 min read