Blog
Practical articles on ETFs, taxes, dividends and strategy. Clear and traceable.
The most expensive line item in a portfolio is rarely the market, but the distance between the return of a strategy and what the investor actually keeps from it through their own timing.
StrategyWhy selling in a panic usually locks losses in, and what the evidence describes as a calm counterweight.
StrategyThe Investment Policy Statement, translated for the self-directed investor: a set of rules you write yourself, to bind today's calm mind to tomorrow's stressed one.
StrategyWhy a short, pre-set waiting period lets the hot impulse cool and gives calm reflection back the room that arousal takes from it.
StrategyFor most investors, trading less beats trading a lot, because activity feels productive but as a rule it costs return.
StrategyHow the research of Kahneman, Tversky and Thaler explains the two deepest thinking errors that quietly cost investors return, and how you can recognise them.
StrategyWhy frequent reshuffling costs return, and what a calm portfolio preserves.
Product UpdatesStep-by-step guide to CSV import in Investboard.
StrategyHistorical data, psychological benefits, and common mistakes in passive investing.
Taxes & LawWhen the KAP annex is worthwhile and how to correctly declare capital gains.
ETF KnowledgeThe TER is not everything: what costs ETF investors should really watch out for.
StrategyPlanning financial independence under the German tax burden
StrategyThe Trinity Study meets the Abgeltungsteuer
StrategyCompound interest does the work
StrategyFinancial freedom without a complete exit
StrategyThree strategies for the withdrawal phase compared
InvestingStep by step to a securities account for your child
InvestingMake your child's investment income tax-free up to the allowance
InvestingGive tax-free every 10 years: how to do it right
InvestingBuilding wealth from the first day of life
InvestingWhen does an early gift pay off?
StrategyWork out your personal provision need realistically
StrategyThe foundation of every solid financial strategy
StrategySaving systematically toward a home purchase
StrategyWhy every percentage point counts
Taxes & LawBasiszins, calculation and practical tips on the Vorabpauschale for accumulating ETFs.
Taxes & LawHow to make the most of your EUR 1,000 allowance across several custody accounts.
StrategyWhy popular index combinations offer less spread than you would think.
StrategyThe full tax chain, from the gross dividend to the net amount.
StrategyRebalancing is not a return lever but a way to steer risk: a fixed rule that sells what has risen and buys what has fallen, and takes the decision out of the moment.
See taxes, dividends and allocation for your whole portfolio in one place.