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03 calculators · Germany 2026

Calculators that turn numbers into judgment.

Taxes, dividends, and planning without loud promises. Each calculator shows the assumptions, the effect, and the next calm step.

Capital gains taxETF taxFIREFamily
13 calculators

Library

01
Taxes & allowances3 calculators
Capital gains tax calculator

Net return, solidarity surcharge, church tax, and allowance.

Advance lump sum 2026

ETF advance tax with base rate and partial exemption.

Freistellungsauftrag Optimizer (Tax Exemption Order)

Distribute your saver's allowance across banks and brokers without leaving allowance unused.

02
Dividends1 calculator
Net Dividend Calculator (Germany)

What remains of your dividend after Abgeltungsteuer, solidarity surcharge, and church tax?

03
ETF knowledge2 calculators
Accumulating vs. Distributing Fund Calculator

Which ETF type gives you more wealth after German taxes? Long-term comparison with Vorabpauschale, partial exemption, and saver's allowance.

ETF savings plan calculator

Assets after 10, 20, or 30 years, optionally after tax.

04
Retirement2 calculators
Emergency Fund Calculator

How much financial cushion do you need?

Pension Gap Calculator

What's missing for your retirement?

05
Family & generations3 calculators
Home Equity Calculator

How much do you need for your property?

Gift Tax Calculator

Calculate tax-free allowances and tax liability

Junior Depot Calculator

What will your child's savings plan grow to?

06
FIRE & freedom2 calculators
FIRE calculator

Germany factor, withdrawal rate, and tax impact.

Withdrawal Plan Calculator

How long will your assets last?

A tool, not a sales promise.

2026Tax parameters visible, not hidden in fine print.
EURGerman-locale figures and calm numeric rhythm.
1One result first. Details follow when needed.

Investments carry risk. Past performance is not a reliable indicator of future results. Investboard does not provide investment advice within the meaning of § 1 Abs. 1a KWG.

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