By topic

Strategy & portfolio

The All Weather portfolio: Ray Dalio's answer to the AI bubble

In 2026 Ray Dalio warns of concentrated AI risk and still considers his risk-balanced core essential. What All Weather means now, and why the familiar 30/55/15 mix is not his current recommendation.

12 min read

What your broker app hides, and what it costs you

The screen shows today's return. What actually decides your long-term net return sits elsewhere: what you really own, what it costs, what survives tax, and whether you are still following your plan.

7 min read

Artificial intelligence in wealth management: what it can and cannot do

Five client-led shifts are reshaping European private banking. Where AI helps, where it is overrated, and how Investboard uses it: as explanation, not decision.

7 min read

AI investing needs a mandate, not a better prompt

AI agents can now move from a conversation to a securities order. The next question is not whether they can act. It is whether they understand the investor they are acting for.

10 min read

ETF overlap: why MSCI World + S&P 500 is not diversification

Why popular index combinations offer less spread than you would think.

4 min read

Dividends after tax: what actually lands in your account

The full tax chain, from the gross dividend to the net amount.

4 min read

Buy and hold: why long-term holding is so hard to beat

Buy, diversify, hold for decades: the strategy that asks little except the hardest thing, doing nothing.

3 min read

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