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The mandate
StrategyMandate, goals, FIRE and cooling-off.
Discipline
BehaviorPlan fidelity, cost of intervening and cohort.
Insights97 fixed checks, daily briefing, AI chat.
Understanding
AnalysisLook-through, portfolio, net worth and tax.
Exploration
MarketsMacro picture, earnings and watchlist.
ResearchScreener, ETF tools and deep analysis.
View DemoPricing
Pricing
BlogBrowse and filter all articles.CalculatorsTax and savings plan calculators.KnowledgeTaxes, ETFs, dividends, clearly explained.GlossaryFinancial terms from A to Z.Tax CalendarDeadlines and dates for investors.HelpAnswers to common questions.
FAQ
About InvestboardTeam, mission and values.
SecurityData protection and infrastructure.
ContactWrite to us. We respond quickly.
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Investments carry risk. Past performance is not a reliable indicator of future results. Investboard does not provide investment advice within the meaning of § 1 Abs. 1a KWG.

Investboard

Behavioral Wealth Management.

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Product

  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research

Resources

  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help

Company

  • About Investboard
  • Security
  • Pricing
  • Contact

Product

  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research

Resources

  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help

Company

  • About Investboard
  • Security
  • Pricing
  • Contact
  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research
  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help
  • About Investboard
  • Security
  • Pricing
  • Contact
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Investboard is not a financial advisor and does not provide investment advice. All information is for informational purposes only and does not constitute a recommendation to buy or sell financial instruments. Past performance is not a reliable indicator of future results. Please consult a qualified financial advisor for individual investment decisions.

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The product

A system that checks your wealth against your plan every day.

Not another tracker. Investboard brings mandate, look-through and behavior together in a calm workbench and binds every number to its evidence base. It reads. It does not act.

Read-only accessMandate firstGerman tax logic
Portfolio dossier

One table. Three checks.

Mandate checkon track
Plan proximity
88/100

Allocation inside the bands you set.

Look-through
71%

ETF overlap made visible.

Interventions
€ 2,480

Cost of tinkering over 12 months.

Mandate

Long-term, tax-aware, 70/30

A rulebook with cooling-off instead of spontaneous orders.

True risk

US concentration across fund wrappers

Look-through across ETFs, stocks and other assets.

Next review

Rebalance only on signal

Drift is read against your own mandate.

System map
  1. 01 Set the mandate
  2. 02 See reality
  3. 03 Frame markets
  4. 04 Review holdings
  5. 05 Ask questions
  6. 06 Keep discipline
01

Strategy

IPS, goals, bands and rules as a living review frame.

Set the mandate
02

Analysis

Fund look-through, net worth, dividends and tax logic.

See reality
03

Markets

Macro, earnings and watchlist as a calm market map.

Frame markets
Short answer

What is Investboard?

Investboard is a portfolio cockpit for self-directed investors in Germany. It connects accounts and assets, makes actual risk visible and checks whether the portfolio still fits the investor's own mandate. Investboard reads and frames; it does not trade.

  1. 01Strategy and mandate instead of broker execution.
  2. 02Look-through, tax logic and research in one surface.
  3. 03Behavior system with rules, cooling-off and explainable insights.
01The mandate

Write down the plan before the market tests you.

Your mandate is the set of rules you give yourself: target allocation, bands and behavior in turbulent phases. Investboard records what you decided before pressure arrives.

Investment mandate (IPS)
Eight questions become a binding rulebook, not a PDF in a drawer.
Mandate rules
If-then commitments checked against real signals from your portfolio.
Cooling-off
A self-chosen waiting period blocks strategy edits made in the heat of the moment.
Goals, FIRE & Monte Carlo
Scenarios computed with German tax, not a gross estimate.
See mandate & strategy
02Understanding

Do not just see what you own. See what it means.

Three world ETFs, and yet the same companies. Look-through dissolves every fund into its real parts: true countries, sectors and overlap. So you see where risk forms before it surprises you.

Look-through
Every fund dissolved into its real holdings: true geography, sectors and single-stock concentration.
Overlap
How much your ETFs overlap, with the shared top holdings.
Net worth & dividends
Accounts, property, pension and precious metals in one view. Income after tax, not gross.
Markets & research
Screener, ETF tools and research depth for the names you hold.
See analysis & look-through

Read-only access

Investboard reads. It does not act.

No transactions, no account authority. Context, not instruction.

03Discipline

Measure what intervention really costs.

Most tools show the return. Few show what interventions change against the plan. Investboard makes behavior visible and easier to govern.

Behavior command center
A status ladder that grows quieter in a crisis, with your own note to a calmer self.
Cost of intervening
Your portfolio against a ghost portfolio that never intervened, priced in euros.
AI insights
Auditable rules plus an AI chat over your real data, never invented figures.
Cohort comparison & household
You against anonymous peers, and investing as a household, not an individual.
See behavior & insights
GDPR data protectionEncrypted in transitEU hosting
FAQ
Who is Investboard for?

Investboard is for self-directed investors who define their own strategy but want to review the portfolio more deliberately. It does not replace a broker or investment advice.

Can Investboard trade in my account?

No. Investboard works with read-only access and does not execute orders. Signals, rules and analysis remain context; execution stays with you.

How is Investboard different from a portfolio tracker?

A typical tracker counts positions and return. Investboard combines that view with a mandate, behavior rules, German tax logic, research and a check against your own plan.

Begin with your mandate.

Three rules are enough to start. The tools grow with you.

Start for freeView demo
  • 01 / Read

    Connect accounts, organize wealth, no trading authority.

  • 02 / Check

    Bring plan, tax, risk and behavior together.

  • 03 / Stay calm

    Delay decisions before the market dictates them.

  • 04

    Research

    Screeners, dossiers and comparison tools for held names.

    Review holdings
    05

    Insights

    Explainable AI over real data, without invented figures.

    Ask questions
    06

    Behavior

    Cost of intervening, journal, cohort and household.

    Keep discipline
    The mandateIllustrative example
    Allocation
    88/100
    Behavior
    74/100
    Review hygiene
    92/100
    UnderstandingIllustrative example

    On the label

    Three world ETFs, broadly diversified.

    In reality

    One country. The same companies.

    in a single country
    64%
    in just seven stocks
    24%
    overlap across your ETFs
    71%
    DisciplineIllustrative example
    + € 2,480Cost over 12 months
    Your portfolioNo intervention