Investboard …
Portfolio analysis & investment strategy for self-directed investors
Investboard connects every account and asset, makes funds, risk and tax transparent, and shows how well your portfolio fits your personal investment plan every day.
Investboard adds the decisive layer to returns and holdings: a personal investment plan, measurable drift bands and the impact of your own behavior.
Spreadsheets. Manual, error-prone and without tax integration. They show a state, not a mandate, and no one to hold you to your plan.
Portfolio Performance. Powerful, but with a steep learning curve. Desktop-only, no AI context and no recorded investment strategy to measure the portfolio against.
Parqet, getquin, extraETF. Modern trackers with real depth: portfolios, dividends, tangible assets, and at getquin AI analysis too. What is missing is the rulebook in front of them. A tracker describes the state; what that state should be measured against stays open.
Finanzguru and others. Focused on expense tracking rather than portfolio strategy. No target allocation, no bands, no guidance across the cycle.
Your mandate is the set of rules you give yourself: target allocation, bands, conduct in turbulent phases. Investboard records what you set out to do.
Your mandate needs no perfect markets, only a beginning.
Investboard shows daily whether your portfolio follows your mandate. Especially when markets turn loud.
Plan alignment combines target allocation, bands and mandate rules into a daily score. You can see at a glance where the portfolio is on track and where drift has emerged.
Every finding leads back to the evidence: holdings, fund constituents, tax logic and your own rules. Scenarios make potential effects understandable before you decide.
The difference
One wealth picture. One investment plan. Daily orientation.
This table is not built as a win. On overview and analysis all five sit close together, and in several rows Investboard is not ahead: Portfolio Performance is open source, and Parqet, getquin and extraETF each keep a permanently free tier. The difference lies elsewhere, and it stands in the first category.
| Feature | Investboard |
|---|
The mandate is at the center. Beneath it lies the analytical depth that carries it.
Built for the German tax system: Abgeltungsteuer, Vorabpauschale, Teilfreistellung and the saver's allowance. It computes the actual net return, not a gross estimate.
Explanations on every figure and conversational analysis. Every interpretation is grounded in available portfolio data, rules and traceable sources.
Your entire wealth in one place: ETFs, equities, real estate, precious metals, crypto and company pensions.
Shared accounts for couples and families, household-wide tax optimization and a consolidated wealth overview for the entire household.
Begin with your mandate. The tools grow with you as you need them.
| Portfolio Performance |
|---|
| Parqet |
|---|
| getquin |
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| extraETF |
|---|
| Strategy and disciplineDoes the tool record what you set out to do, and does it hold you to it? | |||||
|---|---|---|---|---|---|
| Written investment mandate: target allocation, bands, conduct rules | |||||
| German tax logicDoes the tool reckon with the rules that actually govern a German portfolio? | |||||
|---|---|---|---|---|---|
| Vorabpauschale, saver's allowance and Teilfreistellung in the analysis | |||||
| AnalysisHere the differences are small. Each of these tools shows what your portfolio is made of. | |||||
|---|---|---|---|---|---|
| Look-through by region, sector and currency | |||||
| Scope of wealthDoes the view end at the securities account, or cover what else you own? | |||||
|---|---|---|---|---|---|
| Securities, ETFs and crypto | |||||
| Access and modelThe plain rows. Three of them do not go to Investboard. | |||||
|---|---|---|---|---|---|
| In the browser, nothing to install | desktop program | ||||
As of August 2026. Based on the providers' publicly documented features, checked on their own sites. Limited means: present, but narrower than the row describes; the note says how. Feature sets and prices change, and the table weighs the areas this page covers, not the full scope of the tools named. Where you read a row differently, write to us and we will correct it.
Detailed head-to-head comparisons (in German): Investboard vs. Parqet · Investboard vs. Portfolio Performance
| Daily check on whether the portfolio follows the mandate |
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| Rebalancing proposal from the target allocation | separate tool | shows the drift |
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| Retrospective on your own decisions and what they contributed |
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| Loss-offset pots and use of carried losses |
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| Tax effect shown before you shift a position |
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| Retrospective on taxes and withholding tax paid | from the entries | as an export |
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| Comparison against a reference index |
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| Dividend forecast |
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| Return reported after tax | from the entries |
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| AI analysis of your own portfolio | via external AI |
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| Weekly written context | portfolio report |
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| Real estate, precious metals and tangible assets |
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| kept by hand |
| no real estate |
| Shared view for couples and households |
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| Native mobile app | in development | companion app, read-only |
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| Permanently free tier | 14-day trial |
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| Open source, data on your own machine |
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