Behavioral Wealth Management
Investment discipline does not happen on its own. Investboard records your mandate, checks your portfolio against it every day and is deliberately built for context rather than execution.
Most tools show returns. None hold you to your plan. The gap between a good strategy and the actual outcome is behavior.
Spreadsheets. Manual, error-prone and without tax integration. They show a state, not a mandate, and no one to hold you to your plan.
Portfolio Performance. Powerful, but with a steep learning curve. Desktop-only, no AI context and no recorded investment strategy to measure the portfolio against.
Parqet, extraETF. A good start, but limited depth. A tracker ends at the overview: no formulated conduct rules, no daily context in calm or turbulent phases.
Finanzguru and others. Focused on expense tracking rather than portfolio strategy. No target allocation, no bands, no guidance across the cycle.
Your mandate is the set of rules you give yourself: target allocation, bands, conduct in turbulent phases. Investboard records what you set out to do.
Your mandate needs no perfect markets, only a beginning.
Investboard shows daily whether your portfolio follows your mandate. Especially when markets turn loud.
Plan alignment measures how close your portfolio is to your mandate: not the daily return, not the noise. When markets fall, the cockpit grows quieter, not louder.
Investboard describes your portfolio and your mandate, but gives no investment advice: no buy or sell signals, no product suggestions. Context, not instruction. The platform has read-only access; what to do is your decision.
The difference
Built for discipline, not execution.
Investboard concentrates on the areas other tools tend to neglect, the mandate above all.
| Feature | Investboard | Portfolio Performance | Parqet | extraETF |
|---|---|---|---|---|
| Investment mandate (IPS) & conduct rules |
The mandate is at the center. Beneath it lies the analytical depth that carries it.
Built for the German tax system: Abgeltungsteuer, Vorabpauschale, Teilfreistellung and the saver's allowance. It computes the actual net return, not a gross estimate.
Explanations on every figure, a daily briefing and conversational analysis. The AI provides context, based on available data, not on forecasts.
Your entire wealth in one place: ETFs, equities, real estate, precious metals, crypto and company pensions.
Shared accounts for couples and families, household-wide tax optimization and a consolidated wealth overview. Investing as a household, not an individual.
Begin with your mandate. The tools grow with you as you need them.
| Portfolio analysis |
| Tax optimization |
| AI insights |
| Multi-asset (real estate, precious metals) |
| Household account |
| Rebalancing |
| Mobile app |
As of June 2026. Comparison based on publicly available information. Investboard focuses on the areas shown and makes no claim to completeness.