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  1. Knowledge
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  3. ›Credit Rating

Markets

Credit Rating

A credit rating assesses an issuer's creditworthiness, that is, the ability of a government or company to repay its debts.

A credit rating evaluates an issuer's (a government or company) ability to repay its debts. The three major rating agencies (S&P, Moody's, Fitch) assign grades from AAA (highest quality) down to D (default).

Investment grade (BBB-/Baa3 or better): classified as relatively safe. Many institutional investors are permitted to invest only in investment-grade bonds.

High yield or junk bonds (below BBB-/Baa3): higher default risk, but higher interest in return. Not necessarily bad, but the risk has to be taken consciously.

Related terms

BondCouponReturn/Yield

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