Zum Hauptinhalt springen
The mandate
StrategyMandate, goals, FIRE and cooling-off.
Discipline
BehaviorPlan fidelity, cost of intervening and cohort.
Insights97 fixed checks, daily briefing, AI chat.
Understanding
AnalysisLook-through, portfolio, net worth and tax.
Exploration
MarketsMacro picture, earnings and watchlist.
ResearchScreener, ETF tools and deep analysis.
View DemoPricing
Pricing
BlogBrowse and filter all articles.CalculatorsTax and savings plan calculators.KnowledgeTaxes, ETFs, dividends, clearly explained.GlossaryFinancial terms from A to Z.Tax CalendarDeadlines and dates for investors.HelpAnswers to common questions.
FAQ
About InvestboardTeam, mission and values.
SecurityData protection and infrastructure.
ContactWrite to us. We respond quickly.
DEEN
Sign InBeginCreate account
Knowledge
ArticlesGlossaryTax calendarMethodology

Investments carry risk. Past performance is not a reliable indicator of future results. Investboard does not provide investment advice within the meaning of § 1 Abs. 1a KWG.

Investboard

Behavioral Wealth Management.

Start freeView Demo

Product

  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research

Resources

  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help

Company

  • About Investboard
  • Security
  • Pricing
  • Contact

Product

  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research

Resources

  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help

Company

  • About Investboard
  • Security
  • Pricing
  • Contact
  • Strategy
  • Analysis
  • Behavior
  • Insights
  • Markets
  • Research
  • Calculators
  • Knowledge
  • Glossary
  • Tax Calendar
  • Help
  • About Investboard
  • Security
  • Pricing
  • Contact
GDPR data protection
Encrypted in transit
EU hosting

Investboard is not a financial advisor and does not provide investment advice. All information is for informational purposes only and does not constitute a recommendation to buy or sell financial instruments. Past performance is not a reliable indicator of future results. Please consult a qualified financial advisor for individual investment decisions.

© 2026 Investboard GmbH. All rights reserved.

Imprint·Privacy Policy·Terms of Service·Cookie Policy
DE|EN
  1. Knowledge
  2. ›Glossary
  3. ›Riester Pension

Retirement

Riester Pension

The Riester pension is a government-subsidised private pension for employees, supported by allowances and tax benefits.

The Riester pension is a private, government-subsidised form of retirement provision. Named after the former Labour Minister Walter Riester, it is aimed primarily at employees and civil servants.

The support comprises a basic allowance of 175 EUR per year, a child allowance of 300 EUR per child (born from 2008), and tax deductibility of up to 2,100 EUR. The own contribution is generally 4% of gross income (less the allowances).

Common criticisms are the high costs, the modest return dampened by the capital guarantee, the complexity, and the deferred taxation. For many investors an ETF savings plan is the more cost-effective and flexible alternative, depending on individual circumstances.

Related terms

Rürup Pension (Basic Pension)Occupational Pension (Company Pension)Savings Plan (DCA)

From knowledge to clarity

See taxes, dividends and allocation for your whole portfolio in one place.

Get started freeView demo