Strategy
A savings plan automatically invests a fixed amount at regular intervals into securities such as ETFs, funds or shares (dollar-cost averaging).
A securities savings plan automatically invests a fixed amount at regular intervals, usually monthly, into one or more ETFs, funds or shares. Most brokers offer savings plans from 25 EUR per month.
The main advantage is dollar-cost averaging: when prices are low you automatically buy more units, and when prices are high you buy fewer. Over time this smooths out the average purchase price.
Savings plans are a sound entry point for investors who want to invest regularly without having to follow the markets constantly.
Related terms
See taxes, dividends and allocation for your whole portfolio in one place.